Consumer Banking Services at ZenaTrust Bank

Personal Checking Accounts

ZenaTrust Bank offers a range of checking account options designed to meet your individual needs. Whether you're looking for a basic checking account with no monthly fees or a premium account with enhanced benefits, we have solutions for every stage of your financial journey.

  • Essential Checking - No minimum balance, free online banking
  • Advantage Checking - Earn interest on your balance
  • Premium Checking - Free checks and ATM fee reimbursements
  • Student Checking - Special accounts for students aged 17-24

Savings & Money Market Accounts

Grow your savings with competitive interest rates and flexible account options. Our savings solutions help you build financial security while providing easy access to your funds when you need them.

Regular Savings

Start saving with just $25 and enjoy easy transfers between your ZenaTrust Bank accounts.

Money Market

Higher yields with check-writing privileges and debit card access.

Certificates of Deposit (CDs)

Secure, fixed-rate investments with terms ranging from 3 months to 5 years. Our CD specials offer particularly competitive rates for various term lengths.

TermMinimum DepositAPY
3 Months$5000.50%
6 Months$5000.75%
12 Months$5001.25%
60 Months$5002.50%

* Rates are subject to change. APY = Annual Percentage Yield.

Personal Loans & Credit

Whether you're consolidating debt, making home improvements, or financing a major purchase, ZenaTrust Bank offers competitive rates and flexible terms.

Personal Installment Loans

Fixed rates from 6.99% APR with terms from 12 to 60 months

Home Equity Lines

Variable rates starting at Prime + 1% with 10-year draw periods

Credit Cards

Low-rate and rewards cards with no annual fee options

Digital Banking Features

Manage your accounts anytime, anywhere with our secure digital banking platform:

Mobile Banking

Deposit checks, pay bills, and transfer funds from your smartphone

Online Bill Pay

Schedule one-time or recurring payments to anyone in the U.S.

ZelleĀ® Payments

Send money to friends and family quickly using just an email or phone number

Contact Our Consumer Banking Team

Have questions about our consumer banking products? Our dedicated team is ready to help you find the right solutions for your financial needs.

Phone: +1-780-476-1737

Email: amalgamateedbank@gmail.com

Branch Locator: Visit our website to find a location near you

Hours: Monday-Friday 8:00 AM - 6:00 PM EST